Accidental Death & Dismemberment

Accidental Death and Dismemberment provides financial benefits for loss of life, limbs, or eyes as a result of bodily injury in an accident.

The full benefit amount for an employee is $300,000. If you should die while you are covered under this plan, within one year of the accident, the full benefit will be paid to the beneficiary you have designated. Preview a brief summary of our AD&D Insurance Benefit and How to Choose a Beneficiary to help you get started.  For full explanation of coverage view the Accidental Death and Dismemberment Certificate.

All regular full-time or regular part-time employees are eligible.  Spouses/Financially Interdependent Partners (FIPs) and dependents become eligible when the employee enrolls in family coverage.

 

New employees are eligible to enroll within 30 days of their start date. The AD&D option is available on the New Employee Health Care Form.

Current employees are eligible to enroll or make changes within 30 days of a life event. The AD&D option is available on the Life Event Changes Form.

All benefit-eligible employees can enroll or change their AD&D each year during open enrollment. A form for changes during Open Enrollment will be provided at that time. 

The benefits will be paid to the beneficiary you name on the Beneficiary Form. You may change your beneficiary at any time by completing a new form.

Bi-weekly rates are based on the amount of coverage selected (employee only or family). Payments are post-tax and made through biweekly payroll deductions. 

Coverage Type Bi-weekly Annual Cost
Employee Only $2.64 $68.40
Employee + Family $5.27 $136.80
  • Every employee is on a 26 pay period (12 month) deduction schedule for their benefits
  • Employees who work less than 26 pay periods in a fiscal year (9, 10, and 11-month employees) will accrue arrears on missed deductions during the time they are off-contract or otherwise experiencing leave without pay
  • Any missed deductions will result in an arrears payment of 40% of the biweekly amount until the arrears balance is paid.
  • More information on arrears can be found under our Medical page FAQ.

Viewing the Arrears Balance
Employees can view arrears balance at any time on 
UAOnline by clicking on "Employee Service" > "Benefits & Deductions" > "Arrears Balance."

If an AD&D claim needs to be filed, please contact the benefits team at ua-benefits@alaska.edu. The claim will be initiated through the benefits department and routed through Securian for review and next-steps.